Cleaners move in at America Inc
A powerful New York Stock Exchange committee last night took unprecedented action to restore the battered reputation of corporate America, issuing a tough new set of corp...
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One rule for all
Name one tax issue on which all three main political parties, the TUC and the Association for Accountancy and Business Affairs are all agreed? The need to close offshore ...
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Investing gifts
Q My mother, who is 83, recently made some cash gifts to my three children
(aged l7, l5 and 9 years) in order to avoid payment of Inheritance Tax on her death or reducti...
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Secret deals that obscure the royal finances
Since the Queen pays income tax on her vast personal fortune - something she volunteered to do in 1993 - and the palace now publishes annual accounts, it ought to be simp...
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Full check on empty house fraud
I have been receiving letters addressed to a Francis L. Wilson. I eventually opened one, which was from a solicitor saying Mr Wilson was being taken to court for a £...
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In good company
Number crunchers at the Institute of Fiscal Studies say self-employed workers are likely to blow a large hole in the government's finances as they switch en masse to inco...
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Cost of learning: the funding options
Market fees
Allow universities to charge what they want for courses. Would liberate vice-chancellors, allow extra investment, free up money for scholarships for poorer...
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Have the hackers got your number?
I have no idea who Sue Darnell of Pittsburgh, Pennsylvania is - but this week I got her MBNA credit card number, expiry date, telephone number and billing address. I've n...
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Will an 'umbrella' loan cover all my debts?
Q There is a lot of advertising for "umbrella" loans around. If I want to pay off debts from a number of different borrowers, are they a good thing or is there a catch?
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Protection racket
A I have a credit card from HSBC and every month I pay a few pounds for a cardholder payment protection plan. I have quite secure employment and usually pay my bill in fu...
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Banking 
