Commercial Credit Analyst

Commercial Credit Analyst
Lee's Summit, MO




At Bank of the West, we?ve surrounded ourselves with some of the brightest, talented and most devoted professionals in the financial services industry to form a solid and secure foundation. We currently have a great opportunity in San Diego, CA for an experienced professional to provide detailed analysis of financial statements and credit histories for loan personnel to assist in the administration of commercial borrowing accounts.


In this pivotal role, you will:
Spread financial statements and prepare financial projections
Obtain/analyze all necessary financial data using specialized commercial credit analysis software
Help prepare simple and/or routine credit requests/reviews
Communicate with credit applicants to develop information concerning their business needs and earnings to determine whether a loan may be an acceptable risk
Support unit?s goals through effective credit analysis of applications for credit
Work closely with credit administration, servicing, operations, appraisal, legal, and other related personnel as needed for loan maintenance and/or troubleshooting
Make recommendations to relationship manager for loan approval and terms
Coordinate the ordering of documents and help document loans to evidence debt and to ensure perfection of the Bank?s security interest in compliance with regulatory and legal requirements
Identify opportunities to refer customers and/or potential customers to other departments to provide services that meet their needs
Promote satisfactory customer relations
Remain current on changes in economic and/or market conditions that might affect credit risk
Assist with other duties as assigned or requested (answer customer phone calls, research operational inquiries, assist with advances/paydowns and interest rate rollovers, process letters of credit, assist with customer billing, maintain files, etc.)


Candidates must possess:
A BA/BS in business or economics or equivalent combination of education and experience
2 semesters of accounting
Strong negotiation and written/verbal communication skills
Analysis experience in a financial institution is preferred.


For immediate consideration, visit www.bankofthewest.com, click on ?Employment?, search under ?San Diego, CA?, and apply online for the ?Commercial Credit Analyst Entry Level? position.


Bank of the West and its subsidiaries are equal opportunity/affirmative action employers. It is our policy to recruit, advertise, employ, promote, transfer, discipline, and discharge without regard to race, religion, color, national origin, age, physical or mental disability, veteran status, sex, and any other basis protected by federal, state, or local law.


Bank of the West
Community Focused Banking