Credit Risk Manager

SOME SEE A BANK. WE SEE YOUR DREAM CAREER!

Banco Popular North America (BPNA) is a full service community bank with a focus on delivering exceptional customer service.? BPNA provides commercial and relationship banking services, offering a wide array of credit and deposit products to both individual and business clients through 136 branches located in New York, New Jersey, Florida, Texas, Illinois and California.? We are a subsidiary of Popular, Inc., a 112-year old financial services company operating in the United States, the Caribbean, and Central America, with assets of $45 billion.
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Our vision incorporates a passion for customers, a promise to community, a partnership among coworkers, and a commitment to shareholders.? We care deeply about our people, and it shows.? Popular, Inc. was named to the list of FORTUNE "100 Best Companies to Work for" in 2005.

We are looking for a Credit Risk Manager to lead our Consumer Credit team in Orlando, FL.? In this position you?ll be responsible for the overall administration of the bank?s Consumer Credit Program.?


Duties and Responsibilities :
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Oversee the Methods and Procedures and the creation of monthly management "metrics" and measurements of "Key Performance Indicators."? ?
Review all Consumer Lending procedures for risk issues that may negatively affect the bank for loss of money, reputation, information etc.? ?
Responsible for the creation of a Credit Risk Issues log/list from all internal audits, self-assessments and incidents and subsequent action plan with responsible managers to remediate or supervise. ?
Utilize the Popular Inc. Risk Management program to "self assess", measure and prevent unnecessary risk. ?
Create monthly, weekly or daily reporting mechanisms that will give executive management the necessary information to avoid losses and to manage resources for critical projects. ?
Assist in developing uniform policies and procedures. ?
Effectively establish and communicate the goals to staff, gain commitment and establish plan of action for goal attainment. ?
Provide coaching, recognition, motivation and skill development to staff members on a consistent basis.? ?
Effectively allocate job responsibilities amongst staff members, insure all target areas are being maintained and avoid duplicated efforts. ?
Implement changes by distributing appropriate forms, policies, procedures and dissemination of information. ?
Set up and monitor internal controls with auditor.? Performs controls by requirement, sampling, spot checks and information discussions. ?
Act as the lead liaison for exams.? ?
Act as liaison and information source on risk management to senior management. ? ????
? To join our team, you?ll need:
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A Bachelor?s Degree or equivalent with experience in Business or related field with a minimum 10 plus years in banking.
Expert Knowledge to include Home Equity Lending, Credit Cards, Prime and Sub prime Credits, Collections, and Automated Credit and Collections Loss Forecasting. ?
Strong understanding of providers of banking services such as Fiserv, EDS, etc. ?
Strong skills in use of the Microsoft desk top automation such as MS Word, MS Excel, MS Power Point etc. ?
Knowledge of Information Technology control concepts. ?
Excellent presentation skills with the ability to present information to executive management on complex subjects in understandable terms. ?
Strong problem solving, negotiation & follow-up skills. ?
Effective organizational, oral and written communication skills. ?
Ability to effectively supervise and coordinate multiple projects simultaneously, managing time and resources to ensure work is completed efficiently and within established time frames. ?
Ability to establish and maintain effective work relationships both internally and externally. ?

Through our program of Total Rewards, we offer a comprehensive program of benefits, career development, reward & recognition and work/life resources designed with your needs in mind.

At BPNA, We Make Dreams Happen for our People, our Customers, and our Communities.? Join BPNA and pursue your dreams.
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