Q&A: Credit unions
What are credit unions for?
They are community-based financial cooperatives which are owned and run by their members. They allow members to save and borrow with them at...
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Government accused of failing on children's rights
The government's plans to put child welfare at the heart of its election strategy suffered a setback today as a coalition of charities warned that many children remain at...
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4% house price rises this year, says study
House prices will not go into reverse, but will rise at a healthy rate for at least the next two years, according to a new report from one of the City's most respected ho...
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Michael Howard less popular than Duncan Smith or Foot
The following correction was printed in the Observer's For the record, column, Sunday February 6 2005
This article's headline does not accurately reflect the story benea...
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Tax showdown looms
Sylvia Hardy is a woman to watch in 2005. She is the Council Tax campaigner most likely to go to prison for withholding some of her payments. 'The nearest women's prison ...
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Poor face APRs of up to 1,000% for credit
Low-income families are often paying interest rates in excess of 1,000% APR to gain access to credit, according to a report endorsed by the government.
The study, publis...
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Where can I compare ethical savings accounts?
Q I have been trying to come up with a comparison of interest rates for ethical savings accounts.
I realise that 'ethical' is a bit of a vague term and it may not be po...
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Financial services to cut jobs and costs
Banks, fund managers and insurance companies will bear the brunt of job losses in Britain's financial services sector over the coming months, the CBI said today.
Despit...
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The DIY child trust fund
If you have a child born on or after September 1 2002, he or she will soon receive a gift of ?250 (or ?500 if your family receives child tax credit (CTF) and has a total...
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Putting cash to good work
Charity can begin both at home and away with a tax-efficient charity account. The not-for-profit Charity Bank offers a five-year account that not only provides 5 per cent...
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Engineering 
