CDF Credit Analyst, TEC/CSHPI

CITY: St. Joseph STATE: Illinois COUNTRY: USA Essential Functions (Responsibilities):
Job Purpose
As a Credit Analyst for Commercial Distribution Finance (CDF), you will perform credit analysis on current and potential customers (dealers and manufacturers). You will also be involved in growing the asset base of CDF while minimizing potential losses.

Essential Functions
Spread and analyze financial statements

Prepare and review credit reports, assess trades, insurance, filing, and legal documentation to issue credit line recommendations to the Credit Manager

Interface directly with customers to obtain needed information, resolve credit related issues, and minimize potential losses

Improve portfolio control and achieve goals in the timely follow-up of annual reviews, financial statements, credit file conditions, and operating conditions

Ensure the systematic collection and maintenance of current documentation and requirements for credit files

Promote the utilization of electronic capabilities to support sales and services

Qualifications/Requirements:
Basic Qualifications

Bachelor's degree in Accounting, Finance, Business or related field (or a High School diploma/GED and at least 5 years experience doing financial analysis)

Specialized knowledge of Uniform Commercial Code (UCC) practices and procedures and knowledge of appropriate business law

Proficiency in Microsoft Excel, Word, and PowerPoint

Eligibility Requirements

You must submit your application for employment through gecareers.com to be considered

You must have unrestricted authorization to work in the United States

If currently a GE employee, you must have been in your current position for at least 12 months, have at least a "consistently meets expectations" performance rating and have the approval of your manager to post (or the approval of your manager and HR to apply if you don't meet the time-in-job or performance requirement)

Desired:
Desired Characteristics

3 years of experience in the financial service industry with specific exposure to financial credit assessment is preferred

Strong analytic skills

Work Traits

Ability to communicate effectively both orally and in writing

Ability to effectively weigh risk and to make sound decisions on credit files

Ability to bring assignments to a successful completion

Values

Curious- Generates new and creative ideas

Accountable- Takes responsibility for decisions, actions, and results

Committed- Stays focused on business priorities

Open- Willing to change based on the inputs of others

Growth Traits

Clear Thinker- Simplifies strategy into specific actions, makes decisions and communicates priorities

Expertise- Has the confidence and perspective that comes through depth in industry/function to impact change

Imagination & Courage- Has the imagination to take risks on both people and ideas bold thinking to imagine a better way and the courage to make it a reality

General:
Commercial Distribution Finance (CDF) is a provider of specialized financing and servicing programs that facilitate the manufacture, distribution, and sale of consumer durables product such as boats, motorcycles, RVs, outdoor power equipment, electronics and appliances, manufactured housing, industrial equipment, and more. As an international leader in its industry, our goal is to create innovative solutions that support the free flow of products from manufacturers to end-users in key markets around the world. CDF has 2,000 employees worldwide and is part of GE Commercial Finance, one of General Electric's largest growth engines.

For U.S. employment opportunities, GE hires U.S. citizens, permanent residents, asylees, refugees, and temporary residents. Temporary residence does not include those with non-immigrant work authorization (F, J, H or L visas), such as students in practical training status. Exceptions to these requirements will be determined based on shortage of qualified candidates with a particular skill. GE will require proof of work authorization.


We offer a competitive salary, outstanding benefits package and the professional advantages of an environment that supports your development and recognizes your achievements. We are an Equal Opportunity Employer.