Financial Analyst- Pricing

The Financial Analyst is responsible for analysis, modeling, and reporting on factors that impact new loan pricing, profitability, and cash flow projections. This position will use analysis, forecasting, and modeling concepts to mitigate risks and identify opportunities relative to pricing and profitability of new loan originations. This team member is responsible for summarizing and reporting this information to a variety of internal clients. This position will interact with many other departments in the interest of achieving the overall company objectives.

 

JOB DUTIES

Develop and support models, analysis, and reporting related to new loan pricing, profitability and cash flow projections.
Conduct ad hoc research projects incorporating project design, data collection and analysis, summarization of findings and presentation of results.
Develop recommendations for operational policies and procedures.
Gather and analyze data to determine impact to business operations.
Present analyses to management in a clear, concise, convincing, and actionable format.

 

QUALIFICATIONSKnowledge
Proficient with PC software applications such as Excel, Access, Word, PowerPoint.
Proficient in data mining tools - SAS, SQL, Oracle 8i.
Knowledge of finance, statistics, accounting and/or consumer credit.
  Skills
Strong analytical and computer skills.
Able to apply financial and statistical principles.
Effective written and verbal presentation skills - able to communicate well with Senior Management.
Display strong quantitative and analytical abilities.
Detail-oriented and able to manage multiple tasks/deadlines.
Able to work with minimal supervision.
Flexible, proactive working style.
Adaptive to a team environment.
  Experience
Bachelor's degree required; Masters degree (preferred) in Management, Finance, Mathematics, Statistics, Economics, or equivalent.
Experience in financial analysis, data mining, statistics, forecasting, loan portfolio analysis.
Minimum of 1-2 years of experience in a similar role.