Loan Officer needed immediately for Pleasanton branch!

Are you a highly-motivated professional who is ready for a new career challenge with an industry leader? The ideal candidate will have outstanding communication skills, be highly motivated, and possess an entrepreneurial spirit and a strong work ethic.  This is an amazing opportunity to join 1st National Home Loans and gain real estate experience as an account executive who prepares loan applications, welcomes loan applicants, initiates loan applications, obtains documentation, completes and forwards loan applications, provides customers with information and maintains customer confidence. 

 

This position requires a minimum of two years of experience.  Loan Officer must have strong understanding of loan programs and guidelines.Must be familiar with loan terminology in order to be able to ask the right questions so that we can provide the best solutions for the client.Qualified candidate should feel comfortable closing sales with borrowers.  Strong sales experience is required.  Leads will mostly be generated in-house.  Loan Officer will be required to generate two loans per month on their own.  Beautiful, private suite to be shared with one other Loan Officer.

 

Job Purpose:

Develops loan applications by evaluating applicant information and documentation.



Duties:

* Evaluates loan applications and documentation by confirming credit worthiness.



* Improves loan applications and documentation by informing applicant of additional requirements.



* Rejects loans by explaining deficiencies to applicants.



* Approves loans by issuing checks or forwarding applications to loan committee.



* Completes loan contracts by explaining provisions to applicant; obtaining signatures and notarizations; collecting fees.



* Helps customers by answering questions; responding to requests.



* Maintains customer confidence by keeping loan information confidential.



* Updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations.



* Accomplishes bank mission by completing related results as needed.



Skills/Qualifications:

Audit, Financial Skills, Financial Software, Customer Service, Thoroughness, Confidentiality, Analyzing Information, Decision Making, Verbal Communication, Professionalism, Quality Focus