Are consumers living on borrowed time?
As if to underline the urgency of the Bank of England's first cut in interest rates for two years last week, Britain's lenders have issued a string of warnings that their...
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Savers losing interest
It's not proving to be a very good week for savers. On Monday, ING Direct cut 0.25% of its saving rates, today Northern Rock reduces rates on two of its accounts, and tom...
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Industry is under the cosh, says CBI
Britain's manufacturers are shedding jobs at the rate of 7,000 a month as weak order books and the sharpest rise in costs for a decade put a squeeze on profits, the CBI s...
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True or false? Howard's claims right on tax, but not on health
Not really. Official statistics express truancy by the percentage of half-days missed, a figure that has remained broadly static at 0.7% since 1995. The only hint of an i...
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Must credit unions charge more?
A controversial report this week tells Britain's struggling credit union movement it needs to "revolutionise" itself. But the chief recommendation - doubling the interest...
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What credit unions could do for you
So what do you get by joining your local or workplace credit union? We asked three unions in Derry, Telford and Glasgow. And we found big differences in rates paid to sav...
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47,000 fall into bankruptcy
Almost 50,000 people were forced into bankruptcy last year as successive rises in interest rates added to debt burdens and pushed insolvency numbers to a record high.
F...
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Brown hit by economy warning
Labour's long-planned election campaign in 2005 will take place against a backdrop of falling house prices, rising interest rates and pressure to raise taxes or pare back...
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We don't like loan sharks
They prey on those who are least able to pay - or to defend themselves. They generally lend without a care, as most attention is devoted to policing "legal" credit.
So...
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Breaking the habit
Greg has a criminal record for robbery and theft, activities he took part in to finance his crack and heroin habit. He has just been arrested for stealing £300. At t...
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