Senior Underwriter

Committed. Competitive. Constructing our Future.

 

That's St. Paul Travelers. We are one of the leading insurance companies in the United States.  Our superior financial strength and consistent record of strong operating returns mean security for our customers - and opportunities for our employees. You will find St. Paul Travelers to be full of energy and a workplace in which you truly can make a difference.

 

We are currently looking for a Senior Underwriter. Please read on for more details regarding this position.

 

JOB DESCRIPTION:

 

SUMMARY:

 

Reports to the Managing Director of a business group. Responsible for the profitability, growth and retention of assigned book of business within an assigned territory that is consistent with overall business-line objectives. In this middle level position, the incumbent is responsible for all of the functions of an Account Executive except for mentoring Account Administrators; however, he/she may require assistance from a senior level Account Executive in order to manage more difficult accounts. Generally, the incumbent is responsible for independently managing all account activities for the moderately complex to routine accounts.

 

PRIMARY DUTIES:

 

Support long and short-term business strategies to effectively achieve profit and growth objectives for assigned location(s) through responsible marketing and sound underwriting.

 

Underwrite and price accounts in support of strategic business planning activities designed to increase the presence of the business group in the market; retain the appropriate mix of business; and achieve overall growth and profit objectives.

 

Respond to underwriting and marketing strategies and standards by developing a marketing plan that reflects local market-competitive conditions and, at the same time, meets growth and profit goals.

 

Ensure that production and underwriting objectives with respect to profitability are achieved.

 

Marketing and underwriting responsibilities include but are not limited to: Meeting with agency personnel to maintain and develop positive and productive relationships. In this capacity, assures that our contractual commitments are met and negotiates programs of insurance. Representing the company and our underwriting strategy in the location(s) to agent, employees and the community. Working with other business units as appropriate to support market penetration objectives and seeks out cross-sell opportunities as appropriate.

 

Maintain the highest level of customer service.

 

Assist in the delivery of excellent account administration services.

 

Develop and maintain effective relationships with internal resources (e.g., LP&E, Claim, Operations, etc.) to ensure delivery of all related services to clients.

 

Perform all functions to support profit, growth and expense management goals.

 

OTHER:

 

The incumbent has authority that is determined by his/her level of experience, the complexity of accounts and the agents assigned. The incumbent generally spends 20% to 50% in outside contact with agents and insureds.

 

Business Knowledge-

Clearly demonstrates specific knowledge requirements as defined by business group.

Understand products, financials, objectives and service requirements of business group.

Knows how to get things done.

 

Marketing and Underwriting-

Solid knowledge of technical underwriting.

Demonstrated marketing skills necessary to achieve established and stretch business goals.

Professionally current.

Works effectively with all levels and can easily build new relationships.

Able to recognize opportunities to penetrate a new market, take advantage of all important opportunities to increase market share and takes intelligent risks.

 

Customer Focus-

Identifies customers' needs and takes appropriate action to meet those needs.

Acts with a sense of urgency.

Strong knowledge of competitive market conditions.

 

Financial-

Understands business objectives and can act in a decisive manner to achieve financial results.

 

Teamwork-

Establishes strong coalitions and networks both within and outside of the Division/Company.

 

Leadership-

Makes sound decisions.

Develops a high degree of trust through demonstrated personal integrity, ethics and a commitment to doing the right things.

 

Self Management-

Takes responsibility for decisions and actions.

Manages own work.

Understands the business and responds to all related issues, concerns and problems.

 

In addition to an exciting environment, we offer:

 

* Competitive base salary with additional opportunities for variable pay through recognition programs and incentive awards

* 401(k) with company match

* Comprehensive health plans that include coverage for same sex/domestic partners

* Strong work/family and employee assistance programs

* Tuition reimbursement

* Vacation Purchase Plan

* Training/Development opportunities

 

We are proud to provide comprehensive, high quality employee programs to meet employees' needs now and in the future, including a very competitive financial package. Explore what we have to offer.

 

For immediate consideration for this position, please click on the "Apply Now" button at the bottom of this posting. You will be redirected to the Job Seeker page on our Corporate Website. Once you are on the ?View Job Postings? page, please enter requisition number 028979 in the Search by Requisition Number field.

 

St. Paul Travelers is an equal opportunity employer. We actively promote a drug-free workplace.