Sr Individual Life Underwriting Consultants

MetLife, a leading provider of insurance and other financial services to individual and institutional customers, is seeking a Sr Underwriting Consultants (Work from Home)

Beyond meaningful and challenging work, MetLife provides a variety of flexible work arrangements, as well as a tuition reimbursement program, competitive benefits, and retirement and pension plans. MetLife?s responsiveness to the needs of both clients and employees is a direct result of one of the core company values? People Count.


Major Duties and Functions Include:
Working on complex life applications with high face values ($5 million minimum and up). Evaluates and underwrites applications for life insurance by assessing mortality and morbidity risk within corporate guidelines to assure equitable treatment of potential policyholders and producers, as well as meet the company's financial objectives.
Approves, classifies, modifies, or declines applications. Determines whether to accept or decline risk through evaluation of medical history, occupational hazards, financial background, insurable interest or other pertinent information; maintains contact with the field sales force to gather information to to explain/defend underwriting courses of action; reviews and acts on reinstatements and changes to existing policies.
Independently evaluates and underwrites individual life insurance applications, with emphasis on larger, more complex applications.
Determines substandard risks up to assigned approval limits. Contacts field sales force and medical consultants concerning quiestionable medical or personal situations.
Acts on reinstatement cases or changes to existing policies.
Reviews variable life insurance applications for appropriate risk suitability and ensures proper compliance with NASD + SEC regulations.

 

What You Need to Succeed:


Bachelor's degree or equivalent business experience.
8-10 yrs. underwriting experience. Must have minimal individual underwriting authority of $5-10 million.
NASD Series 6 and 26 licenses preferred.
CLU or FLMI designation preferred.
Extensive knowledge of company products, services and operations.
Strong knowledge of company's underwriting rules, policies and procedures.
Extensive understanding of medical terminology, human biology and anatomy.
Strong knowledge of insurance principles including mortality, morbidity, insurable interest and actuarial theory.

Work shouldn?t be something you do just to make ends meet. It should provide satisfaction?and an opportunity to make a difference.
MetLife? where work meets life!

Do YOU have what it takes to join a Major Force in Financial Services: Investments, Financial Advice, Banking and Insurance?
If so respond TODAY!


For immediate consideration, please click on the following link: