Poor face APRs of up to 1,000% for credit
Low-income families are often paying interest rates in excess of 1,000% APR to gain access to credit, according to a report endorsed by the government.
The study, publis...
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Where can I compare ethical savings accounts?
Q I have been trying to come up with a comparison of interest rates for ethical savings accounts.
I realise that 'ethical' is a bit of a vague term and it may not be po...
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Financial services to cut jobs and costs
Banks, fund managers and insurance companies will bear the brunt of job losses in Britain's financial services sector over the coming months, the CBI said today.
Despit...
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The DIY child trust fund
If you have a child born on or after September 1 2002, he or she will soon receive a gift of ?250 (or ?500 if your family receives child tax credit (CTF) and has a total...
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Putting cash to good work
Charity can begin both at home and away with a tax-efficient charity account. The not-for-profit Charity Bank offers a five-year account that not only provides 5 per cent...
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Insurance breakthrough
High-risk groups that have problems obtaining travel insurance will welcome the arrival of two new niche policies that offer cover without charging high premiums.
Last ...
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Save yourself from double tax trouble
If there's one thing that aggravates savers who are also taxpayers, it is paying tax twice: once on the money earned from work, then again on the savings they build up fr...
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Forget tax cuts, it's time to spend
The Conservatives do not seem to be having much luck with their 'less tax but plenty of spending' commitment. It all sounds too good to be true, and the good old British ...
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Christmas sales at lowest in 20 years
Britain's retailers endured their toughest Christmas since the slump of the early 1980s as higher interest rates and a cooling housing market kept cost-conscious consumer...
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Doctors warn of 'crisis' in medical training
Britain faces a desperate shortage of medical experts after major funding cuts hit universities, the British Medical Association warned today.
Patients will suffer as m...
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