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Can my daughter have a debit card?
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Q Which banks provide good interest rates, internet banking and debit cards for young savers?
After some research my younger daughter, aged 10, decided to go for a Nationwide building society account. But for my elder daughter of 13, Nationwide offered only a cash card.
I am keen for her to have a debit card to enable her to shop safely and independently, without having to carry cash, and to encourage financial responsibility. I've spoken to many other mums and have drawn a blank. Can you help?
JW
A Unfortunately the reason you've drawn a blank is because most banks are extremely unwilling to offer debit cards to anyone under 16. And almost no institution will allow anyone below the age of 18 to bank online.
NatWest's card plus account, however, offers a Solo cashcard, which can be used for shopping provided there are sufficient funds in the account. The account is available to anyone aged 11 to 18, and pays 3.35% interest on credit balances.
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