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Life after R&SA's change of policy
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Insurer Royal & SunAlliance's decision to close its UK life insurance business to new business in order to save cash will have left policy holders wondering what this means for them.
The company wants to concentrate on more profitable general insurance, and says that for existing R&SA life customers "it is very much business as usual".
A spokeswoman adds: "Customers can continue to pay premiums and exercise policy options. By their nature, most term assurance, critical illness, income protection and annuities in payment contracts are unaffected by the announcement."
In the coming months, R&SA will be writing to customers to inform them about its investment strategy going forward. In the meantime, a customer helpline is available - call 0845-788-3311.
R&SA says holders of unit-linked policies will continue to benefit from the "excellent investment performance" of RSA Investment Management, now part of Friends Ivory & Sime.
This week's announcement does not affect with-profit policyholders, as these funds were closed to new business last December.
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