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We don't like high rates

We don't like high rates on personal loans. Following the drop in the Bank of England base rate, it is becoming more apparent that some lenders are taking advantage of their customers' goodwill, says Richard Mason from Moneysupermarket.com.

"With the base rate at a 50-year low of 3.5% and lower than many of us can ever recall, it is really surprising to see a top four bank such as Lloyds TSB charging more than five times that rate on a standard personal loan," he says.

Lloyds TSB charges 17.9% for a loan of £4,000. It is not alone in this practice. Clydesdale Bank charges an even higher rate of 18.1%. And Yorkshire Bank, which charges 16.9%, and NatWest (15.9%), also come under fire.

As always, the message is: shop around for a better deal.

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We don't like NS&I's lower rates
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