Investing gifts
Q My mother, who is 83, recently made some cash gifts to my three children
(aged l7, l5 and 9 years) in order to avoid payment of Inheritance Tax on her death or reducti...
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Secret deals that obscure the royal finances
Since the Queen pays income tax on her vast personal fortune - something she volunteered to do in 1993 - and the palace now publishes annual accounts, it ought to be simp...
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Full check on empty house fraud
I have been receiving letters addressed to a Francis L. Wilson. I eventually opened one, which was from a solicitor saying Mr Wilson was being taken to court for a £...
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In good company
Number crunchers at the Institute of Fiscal Studies say self-employed workers are likely to blow a large hole in the government's finances as they switch en masse to inco...
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Cost of learning: the funding options
Market fees
Allow universities to charge what they want for courses. Would liberate vice-chancellors, allow extra investment, free up money for scholarships for poorer...
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Have the hackers got your number?
I have no idea who Sue Darnell of Pittsburgh, Pennsylvania is - but this week I got her MBNA credit card number, expiry date, telephone number and billing address. I've n...
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Will an 'umbrella' loan cover all my debts?
Q There is a lot of advertising for "umbrella" loans around. If I want to pay off debts from a number of different borrowers, are they a good thing or is there a catch?
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Protection racket
A I have a credit card from HSBC and every month I pay a few pounds for a cardholder payment protection plan. I have quite secure employment and usually pay my bill in fu...
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Euro file
Euro file
Every single assertion about MEPs in your article on expenses (News, last week) is either factually inaccurate or grossly misleading.
Currently, MEPs are...
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Oil tax changes 'will cost ?2bn
North Sea oil groups have warned the government's tax shake-up will cost the industry £2bn in lost earnings this year alone, a total far greater than previous estima...
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Project & Program Management 
