Banking Loan Consultant - Garden City, NY - Wantagh, Seaford, Massapequa, Merrick

Be a part of our success story.  Washington Mutual, named one of the “Top 100 Best Companies to Work For” by Fortune magazine in 2006, offers talented and motivated people the opportunity to do the best work of their lives in a dynamic and growing company.  Through competitive salaries, outstanding benefits, internal advancement opportunities, and nationally recognized community involvement, you’ll have the chance to create a career you can be proud of. Your success story starts here.

 

As a Banking Loan Consultant, your responsibilities will include, but are not limited to, originating quality residential mortgage loans which correspond to current program and product parameters. Develop consistent production of leads from assigned financial centers, as well as, participate in various business development activities by contacting potential or existing customers to develop new business or retain existing business.
 
1.  Develop a strong partnership with the assigned retail bank stores to increase mortgage loan originations from Retail Bank Customers by co-marketing with Personal Financial Representative and Retail Bank Store Manager.
2.  Conduct training and referral clinics to employees at the Retail Bank Store and provides on going product/pricing updates.
3.  Actively cross-sell and provide referrals to other areas of the Retail Bank.
4.  Collect and analyze information regarding customer’s income, assets, and debts; determining which financial products best meet the customer’s needs and financial circumstances, advising the customer regarding the advantages and disadvantages of different financial products, as well as marketing, servicing and promoting Washington Mutual Banking products.
5.  Maintain consistent communication flows throughout the loan process with all involved parties to ensure timely appraisals, credit decisions, funding and to expeditiously resolve all issues and questions. 
6.  Maintain current and thorough understanding and familiarity with all program/product policies and procedures and continually provides accurate and updated information to all customers.

All Employees are accountable for compliance with all laws and regulations when performing their job duties.  Each employee is expected to be familiar with the legal and regulatory requirements affecting his or her job responsibilities.  It is the affirmative duty of each employee to carry out these responsibilities at all times in a manner that complies with all applicable legal and regulatory requirements.  Employees must participate in required training on pertinent compliance laws and regulations as required by Washington Mutual.
 
This position requires 20% travel.




o 3-5 years of mortgage loan origination experience
o 3-5 years of inside and outside mortgage sales experience
o Prefer thorough knowledge of lending regulations, conventional loan requirements, and general finance. 
o Superior customer service and communication skills
o Familiarity with the mortgage process and products
o Experience in a collaborative sales environment preferred
o Strong knowledge and commitment to compliance requirements
o Bachelor’s Degree Preferred
o Second language proficiency a plus, but not required


Washington Mutual is an Equal Opportunity Employer.  Anyone needing accommodation to complete the interview process should notify the recruiter.