Community Loan Underwriter - Internet

COMPANY PROFILE
World Savings, a subsidiary of Golden West Financial Corporation (GDW), is a highly successful and stable Fortune 500 financial services provider with over $120 billion in assets. Fortune has repeatedly named us one of ?America?s Most Admired? financial services companies in their annual surveys. The Company?s compound average annual earnings per share growth for the past 35 years have been 20%, a figure virtually unmatched by any large public U.S. company.


World is committed to providing superior customer service across all product categories, which currently includes residential mortgages, mutual fund investments, certificates of deposits and checking and savings accounts. The Company employs almost 12,000 people and has one of the most extensive thrift branch systems in the country with 283 branches in 10 states and lending operations in 39 states. For more information about our career opportunities, please visit our careers site at www.worldsavingsjobs.com

JOB SUMMARY
We are currently seeking a highly motivated and enthusiastic Community Loan Underwriter for our Louisville, KY Internet location. In this position, you will make sound underwriting decisions following World?s portfolio and/or secondary market guidelines. Examines and evaluates applicants for real estate loans by analyzing financial status, credit history and appraisals. Corresponds with loan origination staff to resolve questions regarding applications and explain decisions.

RESPONSIBILITIES
? Reviews and evaluates information on mortgage loan documents to determine if buyer, property and loan conditions meet company and regulatory standards.
? Contacts loan origination personnel regarding status, special problems or conditions required on the loan, or to obtain additional information.
? Approves or rejects loan and/ or discusses problems with supervisor.
? Records loan rejections, identifying applicant, company guidelines and the basis for rejecting the applicant.
? Assembles all documents in the loan file and passes the file on to the appropriate department for processing and filing.
? Performs the above functions according to specified goals and objectives that pertain to loan production, turnaround time and loan quality

 

REQUIREMENTS
? Excellent communication and customer service skills, and the ability to maintain effective working relationships.
? Knowledge of Underwriting principle and concepts.
? Bachelor?s degree or equivalent combination of training and experience in the residential loan business, loan processing or related business is desired.
? Strong knowledge of Filenet, LOIS, Query and Windows applications.

World offers a comprehensive benefits package including medical, dental, 401(k) with matching contribution, paid vacation and others.

 To be considered for any of these positions, please create a profile and submit your resume using our Career Center. We cannot accept resumes received using the ?Apply? button on this site.