Elite Wholesale Loan Representative Needed in St Louis!

World Savings, a subsidiary of Golden West Financial Corporation (GDW), is a highly successful and stable Fortune 500 financial services provider with $125 billion in assets.  Fortune has repeatedly named us one of ?America?s Most Admired? financial services companies in their annual surveys.  The Company?s compound average annual earnings per share growth for the past 35 years have been 20%, a figure virtually unmatched by any large public U.S. company.

 

World is committed to providing superior customer service across all product categories, which currently includes residential mortgages, mutual fund investments, certificates of deposits and checking and savings accounts.  The Company employs 12,800 people and has one of the most extensive thrift branch systems in the country with 283 branches in 10 states and lending operations in 39 states.  For more information about our career opportunities, please visit our careers site at www.worldsavingsjobs.com.

 

World Savings is looking for enthusiastic, self-motivated individuals to fill a Wholesale (PMB) Loan Representative position in our St Louis, MO location.  PMB Loan Representatives promote World?s residential loan programs to mortgage brokers and other appropriate prospects.  Duties include giving sales presentations, making telephone contacts, and accepting borrower applications.  They also manage the loan process through funding and focus on both retail loan business and broker business.

 

ESSENTIAL DUTIES & RESPONSIBILITIES:

Maintains thorough knowledge of World?s real estate loan programs for 1-4 units to fully explain loan products in detail to brokers, borrowers, realtors, and other interested parties; Establishes contacts and builds business relationships with brokers and other appropriate prospects; Makes sales presentations to various client groups, in one-on-one to group/office settings; Maintains familiarity with content and intent of applicable fair lending and disclosure regulations, and performs in accordance with them and with World policies; Maintains general familiarity with competitive programs, in order to sell World?s products effectively against other lenders; Assists brokers and potential borrowers with applications, ensures timely follow-up on supporting documentation for loans in process and provides status to brokers and borrowers; Support other members of the loan department in a team oriented manner.

 

JOB QUALIFICATIONS/REQUIREMENTS

High School diploma.  Bachelor?s degree or equivalent preferred; 1-2 years direct sales experience; Good presentation skills; Excellent communication skills in person and over the phone; Ability to counsel prospective borrower regarding appropriate financial decisions; Ability to understand and maintain familiarity with all of World?s loan programs; Ability to maintain positive rapport with key support personnel in Loan Processing, Underwriting, and Appraisal; Good attention to detail to ensure complete loan processing; Ability to prioritize tasks and organize work effectively; Must be able to work flexible hours and be willing to travel; Must possess a valid driver?s license in the appropriate state.

 

World offers competitive salaries, full benefits, a 401k Plan, and an extensive in-house training program.  World is an equal opportunity employer and has a strong commitment to work force diversity.  For more information about our company, please refer to our website located at www.worldsavings.com.To be considered for this position, please create a profile and submit your resume using our Career Center. We cannot accept resumes received using the ?Apply? button on this site.