Loan Counseling Specialist

Unlock your potential! At Homecomings Financial, a subsidiary of GMAC-RFC, we provide home financing and service mortgage loans throughout the nation; we?re also a leading provider of wholesale funding services to U.S. mortgage brokers. Our associates use experience, creativity, and cutting-edge technology to deliver the high-quality services that have made us an industry leader.

 

As Loan Counseling Specialist, you will be responsible for counseling borrowers on best way to bring their loans to a current state through education of alternatives for resolution, as well as early identification of loss mitigation and credit counseling referrals in an effort to help the borrower to avoid any foreclosure action and to minimize risk exposure to the Company.

 

ESSENTIAL ACCOUNTABILITIES
Customer contact on both inbound and outbound calls to service accounts up to 62 days delinquent.  Determine the borrower?s reason for delinquency, and perform a thorough review of each account?s financial hardship.  Determine financial capacity and commitment of each customer, educate customer on resolution alternatives and offer an optimal resolution path.
Research, problem analysis, customer follow-up and written correspondence.

 

REQUIREMENTS
Bachelor?s degree or equivalent experience required
Strong analytical skills
Ability to think strategically
Capable of formulating tactics based on overall strategy
Strong interpersonal skills and ability to partner across the organization
Excellent communication skills, both written and orally
Asset management and customer service focused
Demonstrated knowledge of all product lines, understanding of loss severity, and proven ability to identify Loss Mitigation opportunities
Microsoft Office Suite Knowledge and experience
Bilingual capability (English/Spanish) preferred

 

REWARDS

Enter a casual, fun and nurturing workplace where employees are encouraged to develop and enhance their skills, take advantage of training, and work on exciting projects with significant amounts of responsibility. In addition to a first-rate environment, expect competitive pay and some of the most outstanding benefits in the industry. This position offers a salary plus commission.

 

To apply, please send cover letter and resume to: