Loss Mitigation Specialist - Bankruptcy

Unlock your potential! At Homecomings Financial, a subsidiary of GMAC-RFC, we provide home financing and service mortgage loans throughout the nation; we?re also a leading provider of wholesale funding services to U.S. mortgage brokers. Our associates use experience, creativity, and cutting-edge technology to deliver the high-quality services that have made us an industry leader.

The Loss Mitigation Specialist is charged with negotiating solutions for those homeowners in active bankruptcy.  You will be responsible for working with both Homecomings Financial?s and the homeowner?s attorney in negotiating loss mitigation agreements.  A majority of these negotiations will involve either a short sale or a reaffirmation agreement. 

 

ESSENTIAL ACCOUNTABILITIES
Specialists will primarily be responsible for assisting the HPC channel management team in negotiating solutions for homeowners in active bankruptcy and following proper procedures to ensure federal bankruptcy laws are observed. 
Specialists will be expected to maintain a thorough understanding of all Homecomings policies and procedures and to meet all individual and team goals for these functions. 
 Increase the efficiency and effectiveness of Homecomings efforts to handle bankruptcy inquiries while also meeting loss mitigation goals.
Provide constructive feedback to associates and managers on disposition referrals.
Support audit responses.
Participate in individual or group work focused on evolving HPC policies, processes, procedures, and technology.

 

POSITION REQUIREMENTS
Bachelor's degree or equivalent experience
2 years of mortgage servicing experience
15+ months of collections experience
Bankruptcy experience preferred
Strong analytical skills
Ability to think strategically
Capable of formulating tactics based on overall strategy
Strong interpersonal skills and ability to partner across the organization
Excellent communication skills, both written and orally
Asset management and customer service focused 
Microsoft Office Suite Knowledge and experience
Bilingual capabilities (English/Spanish) preferred
Some travel required. Evenings, weekends, and overtime may be required to accomplish departmental goals
Must be able to perform essential responsibilities with or without reasonable accommodation

 

REWARDS

Enter a casual, fun and nurturing workplace where employees are encouraged to develop and enhance their skills, take advantage of training, and work on exciting projects with significant amounts of responsibility. In addition to a first-rate environment, expect competitive pay and some of the most outstanding benefits in the industry.

To apply, please send cover letter and resume to: