Senior MIS Analyst / Financial Analyst

+++Cash Flow Modeling experience is critical+++

+++Visual Basic for Applications (VBA) in Excel is critical+++

The MIS Analyst is responsible for pricing analysis for IHE portfolio products, making recommendations for pricing changes for IHE products, working with internal contacts responsible for implementing pricing to ensure pricing is implemented in accordance with approved portfolio pricing requirements, monitoring pricing exceptions for portfolio products, and monitoring origination P&L "values" for consistency with pricing objectives. In this role the analyst must understand and integrate key pricing drivers including but not limited to credit losses, prepayments, origination costs, servicing costs, servicing income, economical capital, funding costs/options, competitors' pricing, portfolio objectives, and business constraints. This position is also responsible for developing ad-hoc and on-going analysis related to portfolio management and credit performance.

Essential duties and Responsibilities

50% - Provide timely and accurate pricing analysis and recommendations in support of portfolio strategy objectives.

15% - Analyze market conditions, competition and profitability drivers, identify external threats and opportunities and seek ways to increase loan originations and profitability through competitive pricing.

15% - Support internal resources responsible for pricing implementation. Monitor pricing implementation and exceptions.

20% - Complete analysis related to portfolio asset management activities, objectives, and strategies.

Qualifications and Experience

-Five plus years Finance experience at a regulated financial institution

-Two years experience building and applying pricing models

-Ideal candidate will have experience with excel, access, and VBA

Quantitative Financial Analyst

At Irwin Home Equity, a part of Irwin Financial, you will enjoy working for a growing company with a stable presence in home equity lending. Throughout our growth, we have earned a reputation as a very attractive and rewarding career choice. Irwin Home Equity has been located in the Bay Area for over 10 years. We offer a competitive compensation and exceptional benefits. Irwin Home Equity is proud to be an equal opportunity employer and support a diverse workplace.