Underwriter II

When it comes to fast, smart, and strategically integrated mortgage service operations, Countrywide? leads the way. With our leading-edge technology, innovative solutions, and unique expertise, it?s easy to see why we?re now ranked America's #1 home loan lender.* We're also ranked as America?s #1 Home Loan Servicer.** To find out more about joining our committed and passionate team, contact Countrywide today.

*As ranked for 2005 by Inside Mortgage Finance (Jan. 27, 2006) ? 2006
** As ranked for 2005 by Inside Mortgage Finance (Feb. 3, 2006) ?2006

Underwriter II

This position is responsible for independently conducting full and comprehensive evaluations of a variety of complex, high-risk mortgage loan applications. Key functions will include interpreting loan and underwriting criteria to determine underwriting decisions and final course of action. The chosen candidate will identify and recommend alternatives regarding loan structuring and financing solutions, in addition to reviewing and analyzing special conditions, loan deficiencies and exception requests to determine appropriate course of action. Other duties will include assessing underwriting program effectiveness and making recommendations for improvement, along with coaching field personnel and brokers on technical underwriting issues, problems and questions.

Requirements:
- 6+ years underwriting experience.
- 4-year college degree preferred.
- In-depth understanding of processing, underwriting and closing procedures, and of underwriting systems and their interdependencies.
- Knowledge of full conventional and government underwriting designations.
- Understanding of legal, regulatory, economic, competitive and technology environments that may affect real estate lending programs.
- Extensive expertise in multiple underwriting specializations.
- Advanced computer skills.
- Excellent analytic, interpersonal and verbal/written communication skills.




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