Will an 'umbrella' loan cover all my debts?
Q There is a lot of advertising for "umbrella" loans around. If I want to pay off debts from a number of different borrowers, are they a good thing or is there a catch?
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Protection racket
A I have a credit card from HSBC and every month I pay a few pounds for a cardholder payment protection plan. I have quite secure employment and usually pay my bill in fu...
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Euro file
Euro file
Every single assertion about MEPs in your article on expenses (News, last week) is either factually inaccurate or grossly misleading.
Currently, MEPs are...
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Oil tax changes 'will cost ?2bn
North Sea oil groups have warned the government's tax shake-up will cost the industry £2bn in lost earnings this year alone, a total far greater than previous estima...
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First step for Burma
The Burmese people have had precious little to celebrate these past 14 years. Since the present military regime seized power in Rangoon, it has contrived, with world clas...
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Stop debt vultures, demands Brown
Gordon Brown will this week demand urgent action to clamp down on vulture funds - financial institutions that buy up the debt of poor countries at knock-down prices and u...
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Should I get a consolidation loan?
Q I earn ?10,500 a year but owe around ?20,000. I pay out nearly ?700 a month on bills, credit card payments and loans. My main loans will end in around three years' time...
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?100,000 merger bonus for chief executive
Sir Graham Melmoth, chief executive of the Co-op group, has been handed a £100,000 thank you payment for merging the Co-operative Wholesale Society with the Co-opera...
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Triple tilt on west coast delay
Sir Richard Branson plans to use today's launch of Virgin Rail's pendolino tilting trains to attack the government, Railtrack and strategic rail authority for continued d...
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Dixons ditches the 'free' deals
It's out with the "interest free option" and "0% credit deals" and in with the "interest option plan" following an agreement between the Office of Fair Trading and high s...
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Restaurant and Food Service 
